Home Learning Hub post-title 2023 和 2024 年，市场屡创新高，尤其是“科技七巨头”推升了整体指数的表现。但到了 2025，随着波动加剧，不少投资人开始迷茫：到底该进场还是退场？涨了怕跌，跌了又怕抄底失败。  如果你正准备退休或已开始认真规划退休生活，以下五个常见的投资错误，你一定要避免——它们不仅可能拖累你的退休金，还可能影响你未来几十年的生活质量。  1) 错误一：过度自信，误判自己能力  很多人在牛市中“被市场带飞”，以为自己投资眼光精准。但一旦市场转向，才发现其实只是运气好。  2) 错误二：FOMO —— 害怕错过，盲目跟风 听说朋友靠AI股票翻倍了，看到比特币暴涨，很多人忍不住冲进去。FOMO的情绪很容易让人盲目跟风，但一家公司股价跌了不代表“打折”，也许是因为基本面出了问题。价格下跌≠便宜，涨得快也≠适合你。  正如巴菲特所说：“Don’t risk…

Home Learning Hub post-title Imagine paying for your 12-year-old’s activities—like sports fees, clothes, and school supplies—and getting a tax deduction….

Home Learning Hub post-title Are you approaching retirement and realizing that, despite years of saving, you’re still worried about making…

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Home Learning Hub post-title Most of us are taught that saving more is always better, but can you actually be…

Home Learning Hub post-title For decades, the 4% retirement withdrawal rule has served as a guiding principle for retirees. While…