Learning Hub
最容易犯的五个投资错误 —— 退休前，你中招了吗？
Home Learning Hub post-title 2023 和 2024 年，市场屡创新高，尤其是“科技七巨头”推升了整体指数的表现。但到了 2025，随着波动加剧，不少投资人开始迷茫：到底该进场还是退场？涨了怕跌，跌了又怕抄底失败。 如果你正准备退休或已开始认真规划退休生活，以下五个常见的投资错误，你一定要避免——它们不仅可能拖累你的退休金，还可能影响你未来几十年的生活质量。 1) 错误一：过度自信，误判自己能力 很多人在牛市中“被市场带飞”，以为自己投资眼光精准。但一旦市场转向，才发现其实只是运气好。 2) 错误二：FOMO —— 害怕错过，盲目跟风 听说朋友靠AI股票翻倍了，看到比特币暴涨，很多人忍不住冲进去。FOMO的情绪很容易让人盲目跟风，但一家公司股价跌了不代表“打折”，也许是因为基本面出了问题。价格下跌≠便宜，涨得快也≠适合你。 正如巴菲特所说：“Don’t risk…
Turn Your Kids’ Expenses into Tax Deductions
Home Learning Hub post-title Imagine paying for your 12-year-old’s activities—like sports fees, clothes, and school supplies—and getting a tax deduction….
Retirement isn’t Just About Saving—It’s About Buying Back Your Life
Home Learning Hub post-title Are you approaching retirement and realizing that, despite years of saving, you’re still worried about making…
Reaching the Summit Isn’t Enough: Why a Strategic Descent Is Key to a Secure Retirement
Home Learning Hub post-title The Climb vs. The Descent: Why Retirement Requires a New Mindset New Risks in Retirement: What…
Are You Saving Too Much for Retirement? Find Out Before It Hurts Your Life
Home Learning Hub post-title Most of us are taught that saving more is always better, but can you actually be…
How to Make Sure Your Savings Last as Long as You Need Them to
Home Learning Hub post-title For decades, the 4% retirement withdrawal rule has served as a guiding principle for retirees. While…